Belmont Homes under $400,000

Belmont Homes under $400,000

Welcome to Belmont, North Carolina—a charming town that beautifully blends small-town allure with modern conveniences. Nestled just a stone's throw from the bustling city of Charlotte, Belmont offers a peaceful respite while keeping you connected to urban amenities. With its picturesque tree-lined streets, historic architecture, and a vibrant community spirit, Belmont is truly a hidden gem in the heart of the Carolinas.

One of the standout features of Belmont is its diverse range of homes available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to every lifestyle. From cozy bungalows to spacious townhomes, the real estate market here is as inviting as the community itself. Many homes feature modern updates, charming details, and ample outdoor spaces perfect for enjoying the temperate North Carolina climate.

Belmont is also known for its excellent schools, making it an ideal choice for families. The town boasts a variety of parks, walking trails, and recreational facilities, encouraging an active lifestyle. Local shops, restaurants, and cafes add to the town's charm, creating a sense of community where neighbors become friends.

With its affordable housing options and a welcoming atmosphere, Belmont is not just a place to live—it's a place to thrive. Come discover why so many are choosing to call this delightful town home. Your perfect home in Belmont awaits!

Newest Belmont Homes under $400,000

2312 Belmont Drive, Reidsville
$399,999
4 Beds ⋅ 3 Baths ⋅ 4413995 MLS ⋅ ACTIVE Status
Back on the market at no fault to the seller or the home! Welcome to 2312 Belmont Dr, a beautifully updated 4 bedroom, 2.5 bathroom offering 2,479 sq ft of comfortable living space. Nestled on a tree-lined street, this 1976 brick home blends classic charm with thoughtful modern updates. The heart of the home is the beautifully renovated kitchen, featuring quartz countertops, stainless steel appliances and a gas range. Updated flooring and all new windows (2025) makes this home move-in-ready for its new owners. Close to shopping and restaurants in town and only a short drive to Greensboro. A wonderful opportunity to enjoy an updated home in an established and cherished part of Reidsville!

2312 Belmont Drive, Reidsville

Listing courtesy of NorthGroup Real Estate LLC. blakesleegroup@gmail.com
2455 Saratoga Run, Morganton
$369,900
3 Beds ⋅ 2 Baths ⋅ 4383335 MLS ⋅ ACTIVE Status
New Price! Beautifully crafted 3-bedroom, 2-bathroom gem nestled in the heart of Morganton. At 1,550 square feet, every inch of this home has been thoughtfully designed with quality craftsmanship that punches well above its price point. Step inside and the open concept layout immediately impresses, featuring a spacious great room with soaring vaulted ceilings that flow effortlessly into the dining area and a charming corner kitchen. Nine-foot ceilings throughout create an airy, elevated feel, while custom cabinetry and granite countertops in the kitchen and both bathrooms add undeniable elegance. The primary bedroom boasts an oversized closet that might just become your favorite room in the house. Practically maintenance-free on the exterior with architectural shingles, rock masonry, and smart board siding, this home lets you spend weekends relaxing instead of repairing. The double garage features an eight-foot-tall door because your truck deserves a proper home too. Out back, a tree-lined deck overlooks a fenced yard complete with a storage building. Conveniently located near restaurants, shopping, walking parks, and the beloved Fonta Flora Trails, with Lake James just twenty minutes away and high-speed internet keeping you connected. Schedule your showing before someone else claims this incredible value.

2455 Saratoga Run, Morganton

Listing courtesy of Carolina Mountain Sales. jacquerealestate@yahoo.com
1512 Seigle Avenue Unit #2, Charlotte
$280,000
2 Beds ⋅ 1 Baths ⋅ 4352757 MLS ⋅ ACTIVE Status
Price Improvement! Qualified buyers may receive up to $10,000 in lender assistance and may qualify for 0% down financing through our preferred lender. Rare opportunity to own in a gated 12-home community between NoDa and Plaza Midwood. Walk to Optimist Hall, the Blue Line, and the Little Sugar Creek Greenway while enjoying the privacy of a boutique community featuring a private dog park, off-street parking, and a back patio. Fully renovated with refinished hardwood floors, new LVP flooring, stainless steel appliances, stackable washer/dryer, updated lighting, new kitchen backsplash, and fresh paint throughout. Photos are of the model unit. Financing incentives subject to lender approval, eligibility, and program terms.

1512 Seigle Avenue Unit #2, Charlotte

Listing courtesy of ERA Live Moore. raph@lintcard.com
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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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