Mooresville Homes under $400,000

Mooresville Homes under $400,000

Welcome to Mooresville, North Carolina, a charming town nestled on the shores of Lake Norman, just 25 miles north of Charlotte. Known for its vibrant community, picturesque landscapes, and rich history, Mooresville is often referred to as “Race City USA” due to its close ties with the NASCAR industry. With a population of around 40,000, this lively town offers a perfect blend of small-town charm and modern conveniences, making it an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Mooresville is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you can find a variety of options that cater to different lifestyles and preferences. From cozy single-family homes with spacious yards to modern townhouses in vibrant neighborhoods, there is something for everyone. Many of these homes feature contemporary designs, updated kitchens, and ample outdoor space, perfect for enjoying the beautiful North Carolina weather.

Living in Mooresville means enjoying a plethora of recreational activities, including boating, fishing, and hiking, all thanks to the stunning Lake Norman and its surrounding parks. Additionally, the town boasts excellent schools, shopping centers, and dining options, making it a well-rounded community for all ages.

With its affordable housing options and a welcoming atmosphere, Mooresville is the perfect place to call home. Explore the opportunities waiting for you in this delightful town, where your dream home is just around the corner!

Newest Mooresville Homes under $400,000

715&717 Church Street, Mooresville
$389,000
4 Beds ⋅ 4432889 MLS ⋅ ACTIVE Status
"Duplex " Two Bedrooms , Two Baths , Bedrooms are located upstairs , Large backyard , two parking spaces , located in Downtown Mooresville , within walking distance of Downtown shopping and Restaurants .

715&717 Church Street, Mooresville

Listing courtesy of #1 Properties of Lake Norman. numbr1properties@aol.com
604 Oak Street, Mooresville
$400,000
3 Beds ⋅ 4 Baths ⋅ 4434539 MLS ⋅ COMING SOON Status
Beautifully renovated home less than a mile from downtown Mooresville! This 3-bedroom, 3.5-bath home offers over 1,700 square feet on a spacious corner lot. The open floor plan features a living room with fireplace, dining area, and fully renovated kitchen. Elegant trimwork and molding add character throughout. The primary suite includes two walk-in closets and a spacious bath with dual vanities and an oversized shower. An upstairs bonus room provides additional flexibility. Enjoy the fenced backyard and rear deck, perfect for relaxing or entertaining. Major updates include a new roof and HVAC system. Conveniently located near downtown Mooresville!

604 Oak Street, Mooresville

Listing courtesy of EXP Realty LLC Ballantyne. 704-318-5494
130 Camforth Drive, Mooresville
$339,900
3 Beds ⋅ 3 Baths ⋅ 4434700 MLS ⋅ COMING SOON Status
Welcome home to this inviting 3-bedroom, 2-bath home nestled in a quaint community just minutes from downtown Mooresville! The open-concept main level features a butcher block kitchen island, dining area, and comfortable living room, creating the perfect space for everyday living and entertaining. Brand-new LVP flooring installed this month and fresh, warm neutral paint throughout provide a move-in-ready feel while leaving room to make the space your own. Upstairs, enjoy a split-bedroom floor plan, 3 bedrooms two full baths, and a versatile bonus loft ideal for a home office, playroom, crafting space, or second living area. The possibilities are endless! Step outside to a fully fenced backyard designed for enjoying time with family and friends. The back porch features a big screen TV and Blackstone grill, making outdoor entertaining a breeze. Raised garden beds offer the perfect opportunity for growing vegetables, planting flowers, or creating your own backyard oasis. The fenced yard is also ideal for four-legged family members or little ones at play. A partial brick facade adds curb appeal, while the convenient location offers quick access to downtown Mooresville's restaurants, shopping, and local amenities. With fresh updates, flexible living space, and a backyard made for enjoying the outdoors, this home is ready for its next chapter! Schedule a showing now, this one won't last!

130 Camforth Drive, Mooresville

Listing courtesy of Real Broker, LLC. BuyandSellwithBonnieMac@gmail.com
331 E Lowrance Avenue, Mooresville
$309,900
3 Beds ⋅ 2 Baths ⋅ 4435038 MLS ⋅ ACTIVE Status
Beautifully renovated 3-bedroom, 2-bath home on a corner lot near downtown Mooresville! Enjoy convenient one-level living with an open floor plan and spacious rooms. The kitchen features granite countertops, stainless steel appliances and an island offering additional prep and gathering space. Both bathrooms feature granite countertops, while generously sized closets provide ample storage. Ceiling fans and a main-level laundry area add everyday convenience. Enjoy easy access to downtown Mooresville’s shopping, dining and local events. A wonderful opportunity to own a renovated home in an established Mooresville neighborhood!

331 E Lowrance Avenue, Mooresville

Listing courtesy of EXP Realty LLC Ballantyne. 980-254-1008
517 Kistler Street, Mooresville
$235,000
3 Beds ⋅ 3 Baths ⋅ 4434448 MLS ⋅ ACTIVE Status
New Construction & Affordable! Beautiful finishes including quartz countertops, LVP flooring throughout, stainless steel appliances in the kitchen including REFRIGERATOR, and 2" blinds. This home is located on Kistler Street in the Mill Village in Downtown Mooresville. While there is no HOA, there are deed restrictions in place. No rentals (sorry to our investors!). This is attainable housing and all potential buyers will need to meet the deeded income eligibility requirements. Maximum household income to qualify is 120% AMI.

517 Kistler Street, Mooresville

Listing courtesy of NextHome Advantage. Jamie@YourNextHomeAdvantage.com
110 Joseph Lane, Mooresville
$250,000
3 Beds ⋅ 2 Baths ⋅ 4434363 MLS ⋅ ACTIVE Status
Welcome to 110 Joseph Lane in Mooresville! An exciting opportunity to own in a desirable location at an attractive $250,000 price point. Whether you're searching for a home to make your own or an investment with potential, this property offers the perfect chance to add your personal touch and bring your vision to life. With just a few cosmetic updates, such as fresh paint and new carpet, you can transform this home into a space that reflects your style. Even better, several major expenses have already been addressed, including a 2024 roof, a 2023 water heater, and an updated HVAC system—giving you a valuable head start on making this property your own. Bring your ideas, envision the possibilities, and make 110 Joseph Lane yours.

110 Joseph Lane, Mooresville

Listing courtesy of EXP Realty LLC Ballantyne. 704-223-6461
313 Bruce Avenue, Mooresville
$225,000
2 Beds ⋅ 2 Baths ⋅ 4434321 MLS ⋅ ACTIVE Status
Welcome home to this remodeled property in Mooresville Mill Village! Step inside to a move-in ready home with fresh paint, updated flooring in most rooms, and brand new stainless steel appliances! The kitchen also boasts new shaker cabinets with a quartz countertop and undermount sink. The primary suite features a generously sized room and walk-in closet with an updated en-suite including a new tiled shower and stylish vanity with new hardware. Enjoy the outdoors in the spacious, fully fenced backyard, perfect for entertaining family and friends. Schedule your visit today!

313 Bruce Avenue, Mooresville

Listing courtesy of Bridge Homes. erika.bell@bridgehomes.com
404 E Mills Avenue, Mooresville
$199,900
3 Beds ⋅ 1 Baths ⋅ 4434204 MLS ⋅ ACTIVE Status
Welcome home to this charming property in the heart of Mooresville! The cozy interior features new stainless steel appliances, new vinyl flooring, and fresh paint throughout. The exterior also boasts new paint with a brand new roof! The fireplace has been sealed off by a previous owner and the condition is unknown by the seller. Schedule your visit today!

404 E Mills Avenue, Mooresville

Listing courtesy of Bridge Homes. erika.bell@bridgehomes.com
509 Oak Street, Mooresville
$325,000
3 Beds ⋅ 3 Baths ⋅ 4433192 MLS ⋅ COMING SOON Status
UP TO $15,000 IN CLOSING COST ASSISTANCE OR A 2-1 RATE BUYDOWN WITH INTRODUCTORY RATES IN THE 5's THROUGH THE BUILDER'S PREFERRED LENDER FOR QUALIFIED BUYERS! This exclusive new construction opportunity offers FOUR beautifully designed homes just minutes from Downtown Mooresville, Lake Norman, restaurants, shopping, parks, golf, and everyday conveniences. These brand-new Mooresville homes feature modern finishes, low-maintenance construction featuring James Hardie siding, no HOA, and a builder warranty, making them an incredible option for first-time home buyers, relocation buyers, and investors looking for an investor-friendly new construction home in Mooresville with no HOA restrictions. Inside, each home offers an open-concept floorplan with 9-foot ceilings on both the main and upper levels, quartz countertops, white shaker cabinetry with 42-inch uppers, soft-close doors and dovetail drawers, designer tile backsplash, luxury vinyl plank flooring throughout, Frigidaire stainless steel appliance package, and elevated bathroom finishes including Moen fixtures and designer tile extended to the ceiling in both the primary and secondary baths. Each home is thoughtfully designed with a one-car garage, large back deck and a full move-in ready package including a Frigidaire french door refrigerator, LG front load washer & dryer, blinds, and 6' wooden privacy fenced backyard. Enjoy quick access to Downtown Mooresville’s restaurants, coffee shops, breweries, boutiques, local events, and entertainment, plus nearby Lake Norman access, marinas, boating, parks, Mooresville Golf Club, I-77, NC-150, and the greater Lake Norman lifestyle. Whether you are searching for a new construction home near Downtown Mooresville, a no HOA home near Lake Norman, a move-in ready home with closing cost incentives, or a low-maintenance investment property in a growing Lake Norman market, this opportunity checks all the boxes. This is your chance to own a brand-new home in Mooresville with modern upgrades, strong financing incentives, no HOA, and a prime North Broad Street location close to everything.

509 Oak Street, Mooresville

Listing courtesy of EXP Realty LLC Ballantyne. 336-428-0230
144 Ginger Lane, Mooresville
$290,000
3 Beds ⋅ 2 Baths ⋅ 4432451 MLS ⋅ ACTIVE Status
Unique Opportunity: 2 Homes on One Property! Perfect for multi-family living or rental income (NO HOA). Main House: - 2 Bedrooms, 1 Full Bath - Spacious living room featuring a working fireplace and open floor plan connecting to a galley-style kitchen - Versatile den (can serve as a formal living room, 3rd bedroom, or office) - Dedicated laundry/mud room - Covered front porch and covered back deck for outdoor entertainment Second Home: - 1 Bedroom, 1 Full Bath - Complete kitchen and living room - Ideal for a private in-law suite, a parent's home, or an income-generating apartment Property Features: - Private setting surrounded by mature oak and maple trees with vibrant fall foliage, plus a row of Leyland Cypresses lining the driveway and front yard - Shared well - Separate septic tank and electric meter for each home

144 Ginger Lane, Mooresville

Listing courtesy of Costello Real Estate and Investments LLC. britt@costellorei.com
1032 Coddle Creek Road, Mooresville
$335,000
3 Beds ⋅ 2 Baths ⋅ 4433548 MLS ⋅ ACTIVE Status
Welcome to this charming, NO HOA, move-in ready ranch home on almost half acre ideally located in the heart of Mooresville! Featuring hardwood flooring in the dining and living rooms. This well-maintained 3-bedroom, 2-bath home offers a functional and comfortable layout perfect for everyday living. Enjoy being just minutes from local favorites like Liberty Park, Downtown Mooresville, and Merino Mill—home to popular dining, shopping, and entertainment. Drive through the gate to your expanded parking pad and fenced yard perfect for your travel trailer, boat, play equipment, firepit, swingset and even a garden. Bring your groceries right in from the 2 Car side loaded garage. Inside you will find lovely hardwood floors in the family and dining rooms and nice spacious bedrooms. A versatile desk nook perfect for a home office or dedicated coffee bar. The kitchen has gas cook top, lots of cabinetry and countertops. The gas fireplace makes the family room cozy on cool evenings. The primary has a door to the back screen porch where you can dine and relax after a long day. The side porch is a great place to welcome your guest or simply to take a break, read a book. Beyond the home itself, you are not just buying a property—you’re joining a community. Easy access to major roads for a smooth commute to Charlotte, Statesville or Kannapolis. This home is an excellent opportunity for first-time buyers, downsizers, or investors alike. The HVAC is less than 3 years old and the roof will soon be replaced.

1032 Coddle Creek Road, Mooresville

Listing courtesy of Lake Norman Realty, Inc.. 704-663-3655
127 Louise Drive, Mooresville
$259,900
3 Beds ⋅ 2 Baths ⋅ 4432741 MLS ⋅ ACTIVE Status
Come home to a little breathing room in Mooresville! Nestled among mature trees on approximately 1 acre, this charming 3-bedroom, 2-bath home offers single-level living in a tucked-away setting. Fresh paint and wood-look flooring create a welcoming canvas for your personal style, while the kitchen features new appliances and countertops. New bathroom vanities and an updated bath with a walk-in shower add to the refreshed interior. Outside, fresh landscaping and open yard space invite morning coffee, an afternoon outdoors, or simply unwinding beneath the trees. Accessed by an unpaved road, the property features a gravel driveway with ample parking and is served by well and septic. Agent related to seller. With inviting updates and a beautiful wooded backdrop, this affordable Mooresville home offers a lovely place to put down roots.

127 Louise Drive, Mooresville

Listing courtesy of Real Broker, LLC. Rebecca.RealRealty@gmail.com
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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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